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Credit Card Interest Calculator
Daily and monthly interest accrual on any balance and APR.
Interest accruing right now
$3.15 / day
Per month$96
Per year (no payment)$1,149
Daily periodic rate0.0630%
Most cards calculate interest daily on Average Daily Balance and capitalize monthly. Carry-balance = pay interest from purchase date (no grace period).
👉 Want to compare rates? See what each APR costs — monthly interest on a $5,000 balance at 0% to 30% APR.